For years, traders have faced the same problem.
You want to prove your skills, but the upfront cost of a prop firm challenge makes it risky.
What if you could start for less than the price of a coffee and only pay the full fee after you pass?
That is exactly what the Pay After You Pass challenge from TradingFunds offers.
It is built to remove stress, lower barriers, and let your results (not your wallet) do the talking.
In this post, we will explain what Pay After You Pass means, how it works, and why it is quickly becoming one of the most popular ways for traders to get funded.
What Is Pay After You Pass?
Pay After You Pass is a new kind of trading challenge designed to make funding more accessible.
Instead of paying a large fee upfront, you start with a $9 setup fee.
That small payment gives you full access to a one-step evaluation account of your choice whether that is $5,000, $10,000, $25,000, $50,000, or even $100,000.
You trade as you normally would, aiming to reach the profit target and prove that you can manage risk effectively.
Once you pass, you then pay the remaining evaluation fee to unlock your funded account.
It is simple, fair, and stress-free.
Why This Model Exists
Most prop firm challenges require full payment upfront.
That means hundreds of dollars before you even start trading.
If you pass, great, you get funded.
But if you do not, you lose the entire amount.
That model has worked for years, but it also stops many capable traders from ever trying.
The Pay After You Pass system flips that idea on its head.
By paying a tiny setup fee first, you remove most of the financial risk.
It makes funding accessible to everyone, especially traders who want to prove themselves without committing large sums.
In other words, it lets skill come first and payment come second.
How the TradingFunds Pay After You Pass Challenge Works
Let us break it down step by step.
1. Choose Your Account Size
You can start with any account from $5,000 to $100,000.
The setup fee is always $9, no matter the size.
2. Start Trading
You will receive your one-step evaluation account immediately after setup.
Your goal is to hit the profit target while staying within the drawdown limits.
You can trade at your own pace, there is no time limit and no pressure.
3. Pass the Evaluation
Once you hit your target and show consistent risk management, you pass.
You will then pay the remaining evaluation fee to get your funded account.
4. Get Funded and Earn
After paying the final fee, your funded account is activated.
From there, you can start trading real simulated capital and earning your share of the profits.
It is that straightforward: prove first, pay later.
Why Traders Love Pay After You Pass
This model is designed for one thing, freedom.
Here are the biggest benefits that traders mention:
1. Less Risk
You are not paying hundreds upfront.
A $9 setup fee means you can start anytime, without financial stress.
2. More Confidence
Without the pressure of losing a big entry fee, traders tend to perform better.
You can focus on your setups, not your bank balance.
3. Real Opportunity
Once you pass, the same rewards are available as with any other funded challenge.
You can access account sizes up to $100K and keep a generous share of your profits.
4. Accessibility for Everyone
Whether you are a beginner testing your edge or an experienced trader exploring a new prop firm, Pay After You Pass makes entry easy.
5. Motivation Without Fear
You still have to prove your skill but without the fear of losing money for trying.
That balance of accountability and freedom helps traders grow faster.
Who This Challenge Is For
The Pay After You Pass challenge is ideal for:
New traders who want to experience a professional setup without large costs.
Intermediate traders who have the skill but want to test a new strategy safely.
Experienced traders who prefer performance-based payment rather than upfront fees.
If you are serious about trading but want to minimise financial risk, this model is built for you.
What Makes TradingFunds Different
Many firms have started experimenting with “pay later” models, but TradingFunds was early to refine it with simplicity and fairness.
Here is what stands out:
Flat $9 setup across all account sizes – no hidden conditions or changing prices.
One-step evaluation – fewer hurdles between you and your funded account.
Unlimited trading time – no countdown, no forced decisions.
Low drawdown rules – fair limits that reward discipline, not luck.
Accessible to everyone – from $5K to $100K accounts.
It is a model that focuses on skill, not spending.
Common Questions
Do I lose my $9 if I fail?
Yes. The $9 setup fee gives you access to the challenge.
However, compared to the hundreds that other firms charge upfront, it is a tiny cost to test your ability.
When do I pay the full fee?
Only after you pass the evaluation. That means you have already proven your ability before investing further.
Can I choose any account size from the start?
Absolutely. The $9 setup fee applies equally whether you pick a $5K or $100K account.
Why It Matters for the Future of Trading
The Pay After You Pass model is more than a product, it is a shift in how the industry values traders.
In the old model, the barrier was money.
In this new model, the barrier is skill.
That is healthier for traders and for prop firms.
It encourages growth, experimentation, and fairness.
More importantly, it gives talented traders a real path to build careers without draining savings or taking unnecessary risks.
Final Thoughts
Starting small does not mean thinking small.
With Pay After You Pass, you can prove your skill with confidence, pay only when you succeed, and grow from there.
The entry cost is low. The opportunity is real.
And for thousands of traders, that simple shift, from pay first to pass first changes everything.
If you have been waiting for the right time to start, this is it.
Begin your journey today for just $9. Pass first. Pay later.