One of the first questions every trader asks when looking at a prop firm is simple: how much of the profit do I actually keep?
It makes sense. You do the work, you take the trades, and you want to know how much goes back into your pocket. This is where the term profit split comes in.
In this blog we will break down what profit splits mean, what is common across the industry, and how TradingFunds compares. By the end you will know exactly what to expect and how to get the most from your funded account.
What is a Profit Split?
When you trade with a prop firm, you are using the firm’s capital rather than your own. The firm takes on the risk. In return, they keep a percentage of the profits you make. The rest goes to you.
This is called the profit split.
Example: If you earn $1,000 and the profit split is 70 percent, you keep $700 and the firm keeps $300.
The higher your share, the more money you take home. That is why traders pay close attention to this detail before choosing a firm.
What is Normal in the Prop Firm Industry?
Across the prop trading industry, profit splits usually range from 50 percent up to 90 percent.
Lower end: 50 to 60 percent is common with older or stricter firms.
Middle ground: 70 to 80 percent is considered strong and fair.
Top end: 85 to 90 percent is sometimes offered, but often comes with higher fees or tighter rules.
The numbers alone do not tell the full story. You must also look at how easy it is to reach payouts, how fast the firm processes them, and whether there are hidden restrictions. A high percentage does not mean much if it takes you months to get paid.
The TradingFunds Approach
At TradingFunds, the goal has always been clear: give traders the best chance to grow.
That is why our accounts are designed with strong profit splits, simple rules, and flexible payout terms.
Here is what you can expect:
Instant Funding Accounts: Up to 80 percent profit split. You start trading straight away and can withdraw profits as soon as you hit the minimum requirement.
One Step Accounts: Profit split of 80 percent. Simple challenge, clear targets, and no long waits.
Flex Challenge: Profit split of up to 80 percent. You only pay in full if you pass, which makes this model unique and accessible.
In every account type, traders keep the majority of what they earn.
Why 80 Percent Works
You may ask: why is 80 percent such a sweet spot?
The answer comes down to balance.
At 80 percent, you keep most of your earnings.
The firm keeps enough to cover costs, risk, and keep the model sustainable.
It gives you space to grow without feeling like you are trading just to pay the firm.
Many traders find that 80 percent is the best mix of reward and reliability. You are not giving away half of your hard work, but you also know the firm is strong enough to continue funding you.
Fast Payouts Matter Too
The size of the split is only one part of the equation. The speed of payout matters just as much.
TradingFunds stands out with payouts that can arrive in as little as 8 hours. There are no 30-day waits and no endless forms. You trade, you request, and you get paid.
This fast turnaround makes your 80 percent profit share feel even more valuable because it is available when you want it.
Why Traders Care About Profit Splits
Profit splits are more than just numbers. They affect your lifestyle, your stress levels, and your future plans.
A higher split means more flexibility to trade full-time.
It can help you cover expenses, invest in yourself, or build a cushion for the future.
It shows that the firm values your effort and treats you as a partner, not just a number.
For many traders, seeing an 80 percent split is the difference between feeling motivated to grow and feeling like they are trading for someone else.
Common Myths About Profit Splits
Let us clear up a few myths that often confuse new traders.
Myth 1: A 90 percent split is always better.
Not always. Sometimes the extra 10 percent comes with tighter restrictions, higher fees, or longer payout times.
Myth 2: The firm keeps too much.
Remember, the firm provides the capital and covers the losses. Their share is what keeps the system alive and fair.
Myth 3: All accounts have the same split.
Different account types may offer slightly different splits depending on the structure. That is why you must check the details before joining.
How to Maximise Your Profit
If you want to make the most of your split, here are three simple steps:
Pick the right account type. If you want to start fast, instant funding is your friend. If you prefer to prove yourself, the one step or Flex Challenge may be better.
Trade within the rules. Protect your account by respecting drawdowns and targets. The faster you reach consistency, the faster you can withdraw.
Plan your payouts. Withdraw regularly to secure profits, but also allow your account to grow if you want larger future withdrawals.
Why TradingFunds is Different
Many firms advertise big numbers. Few actually deliver.
TradingFunds has built its reputation on clear rules, fast payouts, and a strong 80 percent split across all account types. Combine that with features like:
Unlimited time on challenges.
Withdrawals on your terms.
No payout caps.
Refunded sign-up fee after the second payout.
Together, these make the profit split more meaningful. It is not just a number. It is money you can actually receive, use, and build upon.
Final Thoughts
So how much profit do you keep on a funded account?
At TradingFunds, the answer is simple: up to 80 percent.
That means most of the profit is yours. You trade with confidence, you grow without limits, and you withdraw when you want to.
Other firms may offer higher numbers on paper, but when you look at the full picture, TradingFunds gives you a mix of fairness, speed, and freedom that is hard to beat.
If you are ready to keep more of what you earn, then a funded account with TradingFunds is the place to start.